In August, mortgage lenders started so many home foreclosures that the month-to-month increase was the biggest since August of 2007. For nearly a year the number of foreclosures has been relatively low as lenders have reacted to an explosion of challenges to the legality of their mortgage and foreclosure practices. But this new surge in […]
That all depends on whether your case is filed under Chapter 7 or Chapter 13. Assuming that you’ve provided your attorney with all of the information needed to get the case filed, for a Chapter 7 case, you should figure that it will take about four to five months until you get your discharge. For […]
In my last blog I gave you the first five of ten ways that Chapter 13 allows you to keep your home. Here are the other five. 6. If you need to sell your home, Chapter 13 usually gives you much more time to do so than Chapter 7. More time means more market exposure, […]
As a bankruptcy attorney in Colorado Springs, I’ve found that a lot of people get pretty freaked out thinking about going to their Creditors Meeting. In order to reduce that anxiety, let me explain the purpose of the meeting and what generally happens at it: The Creditors Meeting is also commonly called the “Section 341 […]
Chapter 13 and Chapter 7 are both chapters of the Bankruptcy Code, otherwise known as Title 11 of the U.S. Code. They are the most commonly used chapters for people who are unable to pay all of their debts. The most basic differences between them: In a Chapter 7, you agree to give up your […]
Hiring a Bankruptcy Lawyer can be very confusing since there are so many lawyers claiming to be the “best” bankruptcy lawyer for you. So, how do you decide who to hire? Everybody is different. We all have our own likes and dislikes. When it comes to hiring a lawyer to help you with your bankruptcy […]
An article in today’s Gazette* summed up the current state of the economy in the Pikes Peak region, calling it a “severe recession” that has cut sales for more than 70% of businesses in the area. Unfortunately, the likely result in the near future will be more businesses cutting back or closing and more of our […]
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