Bankruptcy helps both sides of your balance sheet. As a Colorado Springs bankruptcy lawyer, I regularly suggest to my clients that getting a financial fresh start means not just getting relieved of your debts, but also protecting your essential assets. Make sure that you preserve this crucial benefit of bankruptcy by NOT selling, […]
Why? Because you may be able to keep a car you thought you couldn’t afford. As a Colorado Springs bankruptcy attorney, in certain cases I’ve been able to use Chapter 13 to allow my clients to pay smaller monthly car loan payments. You may even be able to pay off your car loan and own the […]
Both Chapter 7 and Chapter 13 can help you save your home. Which one is better for YOU? You’ve probably heard that filing a bankruptcy stops a foreclosure. You may have also heard that Chapter 13—the repayment version of bankruptcy—can be a good tool for saving your home in the long run. Both statements are […]
In August, mortgage lenders started so many home foreclosures that the month-to-month increase was the biggest since August of 2007. For nearly a year the number of foreclosures has been relatively low as lenders have reacted to an explosion of challenges to the legality of their mortgage and foreclosure practices. But this new surge in […]
You can’t be sure that filing a bankruptcy will immediately stop every act against you by all of your creditors. Or can you? Isn’t one of the most important benefits of filing for bankruptcy that it puts a screeching halt to all collection efforts against you and your property? Yes. And in most cases it […]
The next question that must be answered before you can file your bankruptcy case is: “How long have you lived in your current state?” Under the bankruptcy venue law, you must have lived in your current state for at least “the one hundred and eighty days immediately preceding” the filing of your case, or “for […]
If you call me and ask if you “qualify” to file bankruptcy, one of the first questions I’ll ask is: “Have you ever filed for bankruptcy in the past?” How you answer that question is the first step in determining whether you will be able to receive a discharge if you file for bankruptcy now. […]
An article in today’s Gazette* summed up the current state of the economy in the Pikes Peak region, calling it a “severe recession” that has cut sales for more than 70% of businesses in the area. Unfortunately, the likely result in the near future will be more businesses cutting back or closing and more of our […]
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